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Do You Need Wedding Insurance?

With the current economic downturn, companies are suffering right now and the wedding industry is no exception to this crisis. Now, more than ever you should consider purchasing wedding insurance for your wedding.

Previously, wedding insurance protected you in case of emergencies such as bad weather, sickness, accidents, postponement or cancellation of the wedding. It also covered you in some instances of liability from alcohol related accidents, property damage or bodily injury at your wedding.

While you may think nothing will happen - in these days, you can't always be 100% sure. The truth is if the boutique you purchased your gown from goes out of business, they do not have to refund your deposit - neither does your catering hall or any other of your vendors - and you will have little recourse.

If you put the deposits on your credit card, your credit card may be able to help you get back some of your money. But if the vendor doesn't have funds in their merchant account, it is slim that they will be able to recoup it as well.

To protect yourself from all of these possible incidents and to give you peace of mind, consider purchasing wedding insurance. Basic wedding plans cost less than $200 dollars but guarantee you'll recover the deposit if a vendor goes under.

Items for your wedding such as your wedding favors, wedding accessories and even your wedding party gifts from Little Things Favors are paid for and shipped almost immediately to you (with the exception of personalized items which take a few days to print). You won't have to worry about these wedding items - but wedding insurance can cover all the other expenses and services that you paid for in advance and have not yet received.

2009 Erica Tevis, Little Things Favors

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